Risk management is the practice of identifying, assessing and mitigating risk. Good risk
management is essential for all organisations and, particularly as our primary insurer is a
mutual company, benefits all members of the CCIA insurance scheme by minimising claims.
Risk management is relevant to all aspects of our members’ activities and to all elements of
the insurance scheme; from property maintenance and electrical testing, to the regular
inspection of a site and proper planning of a parish event; from the regular updating of HR
policies and health & safety procedures, to seeking appropriate advice when an employment issue
arises. CCIA is always happy to give our members risk management advice, so please do not
hesitate to contact us.
In addition to our ‘as you need it’ advice, throughout the year we also publish risk management
information on current and emerging risk issues, which is available to our members via the
Members Area of the website or by contacting us.
The Catholic National Mutual Ltd. is also keen to assist members to undertake effective risk
management initiatives and, in response to the nationwide increase in metal thefts,
CNM invested in ‘SmartWater’ to protect our members’ properties. SmartWater is a forensic product
that can be applied to precious metals and valuables of buildings’ interiors or exteriors.
The forensic coding allows marked products to be uniquely distinguishable from one another,
enabling the police to link criminals back to a crime scene. Once discovered, SmartWater
boasts a 100% conviction rate. SmartWater starter packs were issued to members in 2009; if packs
have been mislaid replacements are available from CCIA at a discounted rate. Whilst it is hoped
that such significant countrywide risks as this are not encountered often, CCIA seeks to
provide solutions and assistance to our members wherever possible to help mitigate risks of all natures.